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Web(a) No credit card issuer shall take any debt collection action, including, but not limited to, telephone calls or demand letters, against the parent or legal guardian of a student to whom a credit card has been issued, unless the parent or legal guardian has agreed in writing to be liable for the debts of the student pursuant to the terms of the credit card agreement. WebIf you owe money to a credit card company, medical provider, furniture store, student loan holder, or any other creditor, and you don't pay or get behind in payments, at some point you might get sued. Here's what happens if a creditor or a collection agency sues you for nonpayment of a debt. The Complaint. The lawsuit starts when the creditor, collection … WebJan 12, 2024 · I don't have any money to afford a lawyer and I received a citation that I am being sued by Bank of America for my credit card debt. I have already contacted the debt collection company that owns my debt and explained my situation. They have put me on a 60 hold for hardship. hydraderm chemist warehouse